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Mr. Sunil Chachlani is a AFP with almost 2 decades of rich professional experience backing his financial advisory practice. He has also undergone multiple international professional certifications including AFP, C.P.F.A., Diploma in Financial Management and many more. He has worked at various management positions in distinguished MNC’s throughout his career and has gained high competency in human relationship skills and people development. His leadership is proving to bring quantifiable results in the lives of his esteemed customers. Mr. Chachlani strongly believes in the importance of nurturing relationships and respecting human bond. His close friendly association with his customers has helped him propagate the importance of wealth building quite successfully in his clients lives. He loves carrying out complete Financial Planning for his clients by going through their lifestyle with respect to their expenses & income. Advising the method and type of investment to achieve Financial Freedom and goals for various events in life.

Monday, 27 August 2012

SHOULD YOU BOOK SOME PROFIT FROM MARKET NOW


Prashant Mahesh suggests profit booking in some outperforming sectors and stocks as the market has climbed 13% in under three months



The stock market never stops surprising investors. Just when many were busy writing obituary of the equity cult, market barometer BSE Sensex moved up 2,000 points in just three months — from 15,749 in early June to 17,783, a gain of 12.91%. 
Needless to say, most investors are surprised by the sharp upward move, as both news flows and economic data have not shown any sign of improvement during this period. If anything, it got worse. Brent crude has risen to $115 a barrel from $90. The government has not been able to raise prices of administered petroleum products like diesel, LPG and kerosene and is losing . 14 on every litre of diesel sold. The fiscal situation has deteriorated, with S&P threatening to downgrade India’s rating. Policy paralysis continues with no announcement on reforms or FDI in retail and aviation. Rainfall too has been poor so far this year, with a drought-like situation in some states. 
Even on the global front, the debate continues over the exit of Greece from the Eurozone and the consequent financial implications it could have. Yet, despite these negatives, the market surged ahead. 
“Investors have expected the ECB to start buying troubled bonds and there is hope of a QE3 (quantitative easing) soon. This, along with liquidity, is driving the markets up,” says Sadanand Shetty, VP and fund manager at Taurus Mutual Fund. The most obvious question an investor would be asking: is it time to take profits? 
“Certain sectors like FMCG and pharma have seen a sharp rise in stock prices over the last one year. You can book profits selectively in these sectors and enter at lower levels,” says Madhumita Ghosh, head of research at Unicon Financial Intermediaries. 



BOOK PROFIT SELECTIVELY IN PHARMA & FMCG 
Since the rally is liquidity driven with foreign institutional investors (FIIs) pumping in more than . 13,000 crore since July 2012, experts feel the broader market will be range bound. “For the next six months the markets are likely to be range bound and the Nifty will trade between 4,750 and 5,500,” says Sandeep Raichura, business head at Castanea Wealth Management. Since the Nifty is at 5,400, it may make sense to book profits in stocks which have run up. Certain stocks in the FMCG and pharma spaces have seen a sharp runup in their prices. For example, Hindustan Unilever has moved up from . 320 to . 518, a rise of 62% over the last one year, and now quotes at a PE of 34. Similarly, Godrej Consumer Products has moved up from . 416 to . 652, a rise of 57%, and is quoting at a PE of 46. 
In the pharma space, Wockhardt has moved up from . 389 to . 1,266 a jump of 225%, while Strides Arcolab has moved up from . 288 to . 854, a jump of 195%. “It makes sense to take partial profits in cases where the stock prices have run up fast,” advises Madhumita Ghosh. 



DEPLOY CASH INTO STOCK BASKETS 

Now there are a couple of ways in which investors can utilise the cash generated from booking profits. Conservative investors could hold on to their cash and wait for declines and invest again. “Investors, who wish to remain fully invested, could invest in a basket of stocks to generate some extra returns. You could invest up to 10-15% of your equity portfolio in such baskets,” says Rajesh Cheruvu, chief investment officer, RBS Private Banking India. 
For example, in the current environment he recommends a policy reforms basket of five stocks — HPCL, IDFC, IRB Infra, Spicejet and Pantaloon Retail. Any change in policy be it in FDI in aviation or retail, hike in diesel prices or increase in infrastructure activities will benefit this basket and generate extra return for the portfolio. 
Similarly, longer-term investors can play the delisting theme basket, which will pan out over the next 12 months. “In the delisting theme, buy into those stocks which have a higher return on equity than their parents,” says Cheruvu. 
Some stocks that you can buy here are Oracle Financial Services, BOC India and Thomas Cook. Similarly, to take advantage of the currency depreciation, investors are advised to buy the Hang Seng ETF listed on the NSE. “The Hang Seng ETF is available at a steep discount to its historical average and at valuations cheaper thantheIndian Nifty, making it a good investment,” says Cheruvu.


Source : The Economic Times – 27/8/2012

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